A Residential Mortgage is a loan secured against a residential Property. We are able to arrange funding for the purchase, development, or refinance of all kinds of residential property.
How much can you borrow?
In general terms most lenders will offer finance up to 95% of the property value (95% LTV). In some instances we may be able to offer products up to 100% LTV.
Rates
Different lenders have different products but in general rates are normally linked to the Bank of England Base Rate or LIBOR (London Interbank Offered Rate).
The rate applicable is closely aligned to the loan to value (LTV) of the property you are financing. And you financial track record.
Credit History
We have products available for people with all types of credit history, including those with CCJs, mortgage arrears, and IVA and bankruptcy (providing you have been discharged).
We can also offer a self-certification of income facility if you do not have up to date accounts and business plans.We also have schemes available for those with a good financial track record.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.
Why not request a quote today?
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